Giropay Casinos

Giropay Casinos

Want to make your deposit at an online Giropay casino? Read our guide to learn more about Giropay and the reasons many casino players opt for payment methods across many German and Austrian casinos!

Known for its online banking payments, Giropay is one of the most popular and reliable payment methods of German origin. It facilitates direct online payments while acting as an intermediary between your online banking account and a merchant. Its popularity has grown huge since it was launched with the system available in 1500+ banks. By 2010, the provider accounted for €362-million-plus in transaction volume pointing to its market share a decade ago. Currently, €1-million-plus transactions are carried out by the provider monthly and for a payment system available in only two countries, this is a huge figure.

Today, over 17 million users use this method in their day-to-day activities. Among this demographic include online casino players that have adopted this method for various reasons. Some of the standout reasons include its ease to use. Only an online bank account from a bank that supports Giropay is needed with no extra logins/registration details needed. Moreover, many players have opted for this payment system for its instantaneous deposits. Finally, the system offers high-level security with private and transaction information remaining anonymous. Read More

However, there are downsides associated with the payment method that does not sit well with many players. Only one currency (EUR) is accepted. While this is understandable from its market localization, this is a section that should be handled with urgency if the provider looks to break into the global market. Additionally, its market localization further brings another shortcoming. The number of casinos accepting Giropay payments is not at the highest. 

That notwithstanding, its presence is available in the crypto world and players can now buy, and sell bitcoins instantly with several exchange platforms accepting the provider’s payments.

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About Giropay

Giropay came into the scene in 2006. The online banking payment system was founded by several banks, credit unions, and savings banks in Germany. This included Post Bank (now Deutsche Postbank), German Cooperative Financial Services Network, and the German Savings Bank Group. On its inception, the company had its focus laid on providing an easy, fast, and secure online payment system across various banks in the country. 

Although the payment system is used predominantly in Germany, it would gain popularity and extend its presence in Austria through cross-border payments introduced in 2014. This was after the payment system collaborated with the EPS system that was popularly used in Austria. This would mark a huge milestone with more banks integrated translating to a better customer base.

As it stands, 1500+ banks are affiliated with Giropay including Volksbank, Deutsche Bank, Postbank, MUFG, Citibank, and so many others. You can perform a quick bank check to see if your bank is affiliated with the payment system.

Giropay works the same way iDEAL works for Netherlands users and the same way Interac works for Canadian residents. At the time of its creation, these were some of the methods that would offer direct competition. However, since they were restricted to their countries, the only direct competitor for Giropay was and still is Germany-based SOFORT. 

Today, the provider remains on the rise and while its access is not in many European countries, it has established itself to be a reliable payment system from the 15+ years it has been in service. Aside from its easy, fast, and secure transactions, the other main reason for its growth is using the most popular banks in the two countries.

Depositing to a Giropay Casino

As pointed out earlier, Giropay payments are instant and this explains why they are preferred while making deposits to online casinos. It is only natural that many would want to avoid delays while they play their favourite casino games. Aside from that, the deposits are fairly easy to make and secure to all. The major downside about its deposits is that fees will be charged. It is important to note that Giropay, as a provider, will not charge any fee. However, the bank where funds are being remitted will charge a fee.

Before looking at the guide of how to deposit with the payment method, it is important to understand every detail of how the system works. For a start, here are the requirements you will need to use the service and make an online payment.

  • A bank account (affiliated with Giropay) – Important to note that all banks supporting the method will have an online banking system
  • A merchant such as an online casino account (accepting Giropay payments)

A point to note is that you will not be required to download any Giropay software or app and neither will you be required to create an account with the payment system. To make an online payment to a merchant, a customer will be required to choose Giropay as the preferred payment method on the merchant’s site. The customer will also be required to select a bank where they have an account. The payment system will then automatically redirect the customer to the bank’s online banking page where they will be required to enter some details (account number and PIN {provided by bank}).

For transactions above €30, a customer will be required to fill in a Transaction Authentication Number (TAN) to verify the age while confirming the transfer. This is sent to a customer every time they are making a payment from their bank account to a merchant. After this is done, the bank authorizes the payment instantly by deducting funds from the customer’s bank account. The customer will be redirected back to the merchant’s website with a confirmation of payment made.

With an insight into how the payment system works, here is a quick step-to-step guide on how to deposit on your online casino account.

  1. Sign up/Log into your casino account – The first step is to ensure that you have an account with an online casino accepting the payment method. We have reviewed several casinos and provided a list of the top-rated safe and legal Giropay casinos. You can select the most suitable for you and create an account. Those with an existing casino account will simply log in.
  2. Visit the Deposit/Cashier/Banking/My Account section – Depending on the casino, choose either of the section, choose Giropay as the preferred deposit option and select your bank.
  3. Provide bank details – You will be redirected to your online bank’s payment page. Provide your details (account number and PIN) and the amount you wish to deposit. Payments above €30 will require you to input a one-time TAN code to authorize the payment. You will then confirm the transaction.
  4. Funds will be automatically deposited after being remitted from your bank account and they will reflect on your online casino account instantly.

Note: A fee will be charged on the deposit. However, the fee will be charged by your bank account provider and not by Giropay. The banks’ charges will vary but for most banks, the fee ranges between 0.9% and 1.2%. Moreover, players should expect an additional €0.08 charge for every online transaction.

Remember to meet the minimum and maximum deposit caps set by the merchant or the payment provider. Most of the casinos accept minimum deposits ranging from €10-€30. Additionally, the provider has set its maximum deposit amount at €5000. This is a payment method that will also favour high-rollers.

Withdrawing Through Giropay

One of the major golden rules in online casinos is that they require ‘same-method’ transactions. This is to say that the method of payment you used to deposit should be the same method used to withdraw. While Giropay deposits are easy to process and instant to reflect, one of the greatest shortcomings of the method is that a withdrawal option is not available. 

For this reason, an exception is available at the Giropay casinos. A player who deposits using the method will deposit via other alternatives available. One of the alternatives that closely relates to banks is the bank transfer method. Players can opt to withdraw via the method. The only caveat is that the withdrawals will take a bit longer. However, methods such as e-wallet options will offer instantaneous withdrawals.

Note: For casino bonus withdrawals, a player will only be eligible to make a withdrawal if the wagering requirements/rollover requirements/play-through requirements set by the operator are fully met.

Giropay Benefits & Drawbacks

  • Easy to use – No Giropay account is required nor will there be extra login details needed to complete a transaction.
  • Widely accepted in many banks – 1500+ German and Austria banks support the provider’s payments.
  • Top-level security guaranteed – Personal and financial information remain discrete.
  • Multi-device compatibility – Transactions can be carried out via multiple devices including PCs, tablets, and mobile phones.
  • Instantaneous deposits – Funds reflect almost immediately.
  • Fees – A deposit fee ranging between 0.9% and 1.2% is charged by the banks. Additionally, another €0.08 is charged for any online transaction.
  • Currency limitation – Only Euro payments are supported by the payment method restricting those who would wish to use other options such as GBP and USD.
  • Available in Germany and Austria – Its market access is limited to two countries.
  • Lack of a withdrawal option – Payments by the provider is only one way (deposit).

Giropay Casino Bonuses

While Giropay casinos may not be available in great numbers, players can still expect a rich selection of casino bonuses. With many alternative payment options available, most of the casinos have excluded players who deposit with some payment options from claiming bonuses. This rule affects mostly some select e-wallet options. However, this is not an action you can expect on the available Giropay casinos.

Players will enjoy a variety of bonuses including the welcome bonuses, arguably the most popular casino bonus. The welcome bonus might come in two ways including:

  • No deposit bonus – Although not common in many online casinos, players can still claim bonuses with no deposit required. All that is needed is to create an account at the casino to claim the bonus.
  • Deposit bonus – The most popular of them where the Giropay deposit made will be matched up by a certain percentage up to a maximum set payout amount. 

Free spins may also be added to the welcome bonus.

Aside from the welcome bonuses tailored for the new account holders, existing players will also have casino bonuses to enjoy including:

  • Refer-a-Friend bonus – An existing player who successfully refers a friend to join, deposit, and play on the casino will be awarded a bonus.
  • VIP Program – This will be eligible for high-rollers and loyal players. Remember Giropay allows a maximum of €5000 in deposits thus favouring most of these players. Different tier levels will be offered with better and special benefits for each level.
  • Reload bonus – This will be a bonus to appreciate existing players for continued deposits on the platform.

Other bonuses one might come across include cashback bonuses, daily offers, mobile bonuses, and more.

Remember, all casinos will have terms and conditions on the bonuses ranging from eligibility, minimum and maximum caps, validity, and wagering requirements. Before any withdrawal of your bonus money or winnings, wagering requirements have to be fully met. Either your bonus, deposit, or both will be required to be wagered a set number of times before a withdrawal is initiated.

Giropay Casino Games

Another major benefit of playing at Giropay casinos is that you will be welcomed to a hub of many casino games to enjoy. Games tailored for both low and high-stake players from top software providers in the industry are available including:

Slots. Enjoy top slot games from providers such as NetEnt and Microgaming where popular classic, video slots, jackpots, and Megaways titles are available. Trigger tons of features including free spins, bonus games, multipliers, and progressive jackpots.

Table Games. Enjoy low-stake and high-stake table games including popular Roulette, Blackjack, and Baccarat variants offered in multiple betting options. Additionally, try your luck on some of the popular video poker titles available including Bonus Poker and Deuces Wild.

Live Casino. Enjoy low-stake and high-stake live casino games with improved graphics featuring 3D aspects. Try out the selections from big providers such as Evolution Gaming, Playtech, NetEnt, and more. Expect titles such as Live Casino Hold’em Poker, Dragon Tiger, and Live Caribbean Poker.


Are there any fees charged?
Giropay will not charge any deposit fee from their end. However, the bank account provider will place charges for deposits (between 0.9% and 1.2%). Moreover, a €0.08 charge is also incurred on any online transaction.
Are Giropay deposits instant?
The payment provider prides itself on instantaneous deposits that reflect in your online casino almost immediately.
Can I use the method on my phone?
Multi-device compatibility is another main advantage of the payment method. You can process all your deposits anywhere through your mobile phone.
What if in my country I cannot deposit via Giropay?
The payment method is only available to residents from Germany and Austria. If you do not reside within those countries, you can try alternative payment options in your country including the widely-accepted methods such as bank transfers, credit/debit cards, and e-wallet options such as PayPal.
Can I get rewards for using Giropay for online casino payments?
While it is rare to find special Giropay bonuses in the casinos, one can still access a variety of casino bonuses ranging from a welcome bonus, reload bonuses, cashback bonuses, and VIP rewards.
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